Lawsuits!
General Liability
General Liability(GL) coverage is essential for Bars and Restaurants. It primarily responds when a customer makes a claim that they suffered Bodily Injury or Property Damage because of your business.
Slip and Fall
According to the National Restaurant Association, slip and fall injuries are the most common claims made by customers. General Liability protects you from these types of incidents.
Food Quality
Whether it’s food poisoning or a foreign object in the food, your GL policy responds to claims about food quality.
Protection
A General Liability policy will not only pay damages to customers when they deserve it, it will also provide defense costs for your business when you come up against a false accusation or fraudulent claim.
Additional Coverage
GL Policies also provide coverage for:
Damage to the premise you rent
Medical Payments
Advertising Injury